Hello guys,
Today I would like to draw your attention towards 'A CHEATING' that I have been witnessing a lot so I thought I should alarm all future international students about it. It's about 'Overseas Student Health Cover ("OSHC") that is a mandatory requirement to get Australian student visa.
Why OSHC is Mandatory for Student Visa:
As you would probably be aware that medical treatment/cost in Australia is very high that is the main reason why Department of Immigration ("DIBP") has made it mandatory for all international students to purchase 'Overseas Student Health Cover ("OSHC") for the entire duration of the course as a part of their visa application.
Who can offer OSHC to international students:
Following 5 companies are approved by DIBP for OSHC;
1. Allianz (Most expensive)
2. Medibank
3. BUPA
4. AHM
5. NIB (Least expensive)
OSHC cost per year varies company to company and is subject to the services that each company offers to students.
How some education consultants/agents are playing with students' unawareness:
It's been well observed that some consultants/agents are showing students the price of Allianz or Medibank (most expensive ones) but when students pay that money to their agents, they get the OSHC from the less expensive company (like NIB or AHM) and lodge the visa application (as all are accepted for visa purposes) without informing student about it. This way, some agents/consultants try to 'earn' some extra money i.e from Rs. 30,000 to Rs. 1,50,000 which is completely unfair with student and his/her parents/sponsor who paid the money.
My advise to new students:
I would like to advise all future students to;
Today I would like to draw your attention towards 'A CHEATING' that I have been witnessing a lot so I thought I should alarm all future international students about it. It's about 'Overseas Student Health Cover ("OSHC") that is a mandatory requirement to get Australian student visa.
Why OSHC is Mandatory for Student Visa:
As you would probably be aware that medical treatment/cost in Australia is very high that is the main reason why Department of Immigration ("DIBP") has made it mandatory for all international students to purchase 'Overseas Student Health Cover ("OSHC") for the entire duration of the course as a part of their visa application.
Who can offer OSHC to international students:
Following 5 companies are approved by DIBP for OSHC;
1. Allianz (Most expensive)
2. Medibank
3. BUPA
4. AHM
5. NIB (Least expensive)
OSHC cost per year varies company to company and is subject to the services that each company offers to students.
How some education consultants/agents are playing with students' unawareness:
It's been well observed that some consultants/agents are showing students the price of Allianz or Medibank (most expensive ones) but when students pay that money to their agents, they get the OSHC from the less expensive company (like NIB or AHM) and lodge the visa application (as all are accepted for visa purposes) without informing student about it. This way, some agents/consultants try to 'earn' some extra money i.e from Rs. 30,000 to Rs. 1,50,000 which is completely unfair with student and his/her parents/sponsor who paid the money.
My advise to new students:
I would like to advise all future students to;
- Either take OSHC directly from your University/College to get assured that you are getting what you are paying for OR
- Ask your consultant/agent to provide you the complete details of the OSHC that s/he is arranging for your visa i.e. OSHC Company name, duration of OSHC, cost/price etc.
- If you purchase OSHC through your University or College, they will provide its complete details on the COE letter that they will issue to you including OSHC Company, OSHC start date and end date.
- If you purchase OSHC through your agent, you can double check the OSHC price very easily from their website.
"STAY INFORMED & DON'T GET CHEATED"
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